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Since 2006 we have helped 323,865 people compare Protection Insurance quotes.
We would love to do the same for you...
Five Stars (4.9)

Free Quote

Since 2006 we have helped 323,865 people compare Protection Insurance quotes.
We would love to do the same for you...

Five Stars (4.9)

Now’s the time to protect your loved ones - Prices have never been cheaper.

Let's help guide you through the options and find the best deal for your circumstances.

Our quotation service is completely FREE & you are under no obligation to purchase.

Are you looking for...

  1. Mortgage Protection Insurance

    This provides monthly tax-free payments to cover your mortgage in the event that you cannot work due to long-term sickness or disability.
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    Mortgage Protection Insurance is a type of insurance that pays a sum of money every month to cover your mortgage and possibly other household expenses in the event that you are unable to work due to sickness or injury.

    Premiums are paid monthly and the cover is set to pay-out for a period of time, either short term (1-5 years) or up to the age of retirement. The amount that the mortgage protection policy will pay out every month is limited to 65% of your monthly salary or income.

    The Premiums are affected by various factors including the monthly sum insured, salary, existing health conditions, lifestyle issues like smoking and high BMI, age, occupation and any regular dangerous pursuits.

    A good way to reduce the cost of the premiums is to defer when the policy pays out after a claim is registered. It is worth considering whether your employer offers any sickness benefits or whether you have any savings to extend the deferment period.

  2. Mortgage Life Insurance

    This provides a one-off tax-free lump-sum payment to settle your remaining mortgage balance in the event of your death.
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    Mortgage Life Insurance protects families from financial hardship by paying out a one-off lump-sum if the policyholder dies during the term of the policy. The money can be used to pay off an outstanding mortgage, or other debts.

    Premiums are paid monthly and the cover is set for the same duration as the current mortgage. A Decreasing Term Life Insurance policy is mainly used for a repayment mortgage where the sum insured reduces in line with the outstanding mortgage. A Level Term policy can be used for a repayment mortgage or an interest-only mortgage, where the sum insured remains the same as the outstanding mortgage debt.

    The Premiums are affected by various factors including the sum to be insured, existing health conditions, lifestyle issues like smoking and high BMI, age, occupation and any regular dangerous pursuits.

    Insurers historically pay 99% of all life insurance claims - when they don’t pay out, it is usually because the policyholder was not truthful on their initial application about an existing health condition or a regular dangerous pursuit which led to their death. All insurers cover Covid-19 Coronavirus.

  3. Mortgage Life & Income Protection Insurance

    This provides monthly tax-free payments to cover your mortgage in the event that you cannot work due to long-term sickness or disability, and a lump-sum payment in the event of death.
    More

    Mortgage Protection with Life Insurance protects families from financial hardship by paying out a one-off lump-sum if the policyholder dies during the term of the policy. The money can be used to pay off an outstanding mortgage, or other debts.

    Premiums are paid monthly and the cover is set for the same duration as the current mortgage. A Decreasing Term Life Insurance policy is mainly used for a repayment mortgage where the sum insured reduces in line with the outstanding mortgage. A Level Term policy can be used for a repayment mortgage or an interest-only mortgage, where the sum insured remains the same as the outstanding mortgage debt.

    The Premiums are affected by various factors including the sum to be insured, existing health conditions, lifestyle issues like smoking and high BMI, age, occupation and any regular dangerous pursuits.

    Insurers historically pay 99% of all life insurance claims - when they don’t pay out, it is usually because the policyholder was not truthful on their initial application about an existing health condition or a regular dangerous pursuit which led to their death. All insurers cover Covid-19 Coronavirus.

  4. Can't decide?

    For free advice, speak to a UK based adviser on: 0800 316 6917* (8am-8pm Mon-Fri & 9am-2:30pm Sat)

    * The telephone service is provided in partnership with LifeSearch Ltd

    Guide front cover

Now’s the time to protect your loved ones...

Personal Service

We have tracked down the very best protection insurance advisers in the UK to ensure you have access to best advice and the best products from the leading insurers.

Instead of pushy sales people, our advisers offer a more personalised service to guide you through the process and ensure you enjoy lasting peace of mind by making an informed choice.

Personal Service

We have tracked down the very best protection insurance advisers in the UK to ensure you have access to best advice and the best products from the leading insurers.

Instead of pushy sales people, our advisers offer a more personalised service to guide you through the process and ensure you enjoy lasting peace of mind by making an informed choice.

Get Insured within 20 Minutes

It is possible to be protected with a life insurance or critical illness policy within 20 minutes provided the insurer does not require a GP report or medical.

This is normally required for large amounts of cover (over £400,000), or if your BMI is over 30, or you have any significant ongoing or past medical issues, or if you are involved in dangerous job or high risk hobby.

Read What Our Customers Think of Us

Five Stars (4.9)

Great communication, help and guidance.

All my questions were answered, as I know little on how life cover, critical illness and terminal insurance policies work.

I was given good independent advise, so I could confidently make my choice on what was right for me.

- Denise

Clear, friendly, efficient and prompt service.

No nonsense, no jargon, just clear and informative guidance. Very quick with results which did not disappoint. Delighted with my deal which was a third cheaper than my own bank offered me and I didn’t do any of the legwork. More than happy to recommend.

- Ms Shannon

I found the customer service representative very polite and informative and helpful.

I wished some information on life insurance for a mortgage I have applied for.

All in all the process was very useful and informative and the representative was very helpful and polite. I would recommend this online service to anyone who is looking for life cover.

- Mrs Severn

Very good professional service.

I was impressed by the quality of service by the advisor who dealt with my request. He has carefully listened to my requirements, asked a few relevant questions and has provided me with the option which suited my needs in the best possible way. I have really admired his flexible approach and fantastic customer skills.

- Mrs Cookson

Professional and no-nonsense approach.

Very thorough yet friendly service. Good contact and information one can understand.

- Heather Cronley

A professional customer centric company with the client at the heart of the transaction.

The advisor put me at the heart of the transaction, was professional, gave realistic opinions and suggestions offering me choices in clear terms which I understood.

- Andrew Hughes

Outstanding service and knowledgeable customer service rep.

I received a call as promised in my email. Marie Bedding was very knowledgeable in her subject matter, she took some basic details and was very polite and courteous in her manner.

Marie was very sensitive when discussing personal circumstances and listened carefully and showed compassion to my details. Marie then said ‘leave it with me and ill get back to you’, within 20 minutes Marie was back on the phone with the quotes as promised and gave me a selection of options to chose from.

Marie did not pressure me with the ‘Hard Sell’, I needed time to discuss the options with my partner, Marie kindly emailed me all the details and left it in my hands to contact her once I had made a decision and if I would like to go ahead with the policy.

I cannot fault this service and the professionalism I received.

- N Marsden

Excellent Service.

Great service, easy to understand terminology. Everything explained and documented by adviser. Thank you.

- Glenda

The quotation service is provided by an FCA-authorised insurance specialist

Promoted Premiums for 35 year old male (non-smoker) on a 25 year term - July 2021*
Life Insurance: £5/month = £75,948 sum insured
Critical Illness Cover: £10/month = £31,055 sum insured
Combined Life & Critical Illness Cover: £10/month = £27,572 sum insured