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We help 100s of people compare quotes every week for Critical Illness Policies from the UK's leading insurers.

The quotation service is completely FREE and you are under no obligation to purchase.

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We have carefully selected specialist partners to bring you excellent independent advice and competitive quotations on Protection Insurance from the UK's leading insurers.

Instead of pushy sales people, we offer a more personal service that provides a thorough market perspective and allows you to make an informed choice.

Get Free Independent Advice on Critical Illness Cover

1 Policy Requirements

1 Policy Requirements
What do you want to cover?

What type of policy are you looking for?


A good starting point for the amount of Critical Illness Cover you might consider is 3 times your annual salary, and then look at affordability after the initial quotation, and move up or down as appropriate. There's no 'right' amount but think about what money you need if you cannot work for a few years.


The duration of your outstanding mortgage or your retirement age (70 max) is a good place to start.


Critical Illness Cover is normally based around a fixed or indexed level of cover depending on whether you want to stay in line with inflation. A decreasing level only applies when the policy is designed to pay off a repayment mortgage, and provide no other income.

Do you want single or joint cover?


Selecting a Joint policy ensures that both individuals are covered by the insurance, but only one payment will be made in the event of a claim from either policyholder, at which point the policy will cease.

Deferred Period

This is the period of time you have to be out of work before any claim will be paid. The greater the deferred period, the more your monthly insurance premiums will reduce.

How long do you want the payout from a claim to last?

2 About You

2 About You & Contact
Full name:
What is your date of birth?
Have you smoked or used a tobacco/nicotine product in the past 12 months?
About Your Partner
What is their full name:
What is their date of birth?
Have they smoked or used a tobacco/nicotine product in the past 12 months?

3 Contact Information

3 Contact Information
What is your address?

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BritishLife.com is an independent website created to help customers find the best possible life cover quote for their circumstances. We do not provide any financial advice. Instead, we work with FCA authorised advisers who search and compare life insurance policies from leading life insurers for the best deals available. Our service is 100% free to use and you are under no obligation to accept any of the quotes you receive.

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