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Let's Help You Find the Best Critical Illness Cover Policy (& Save Money too!)

Now’s the time to protect your loved ones - Prices have never been cheaper.

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Your Critical Illness Cover Quote

1 Policy Requirements

1 Policy Requirements

What do you want to cover?

What type of policy are you looking for?


Unless you are only looking to protect outstanding loans like a mortgage and nothing else, there is no exact figure for how much Critical Illness Cover you should have as it’s a balance between what you can afford and what gives you peace of mind.

If you are unsure, £100,000 is a good starting point, and then when you get the quotation, you can increase or reduce the amount depending on your budget.

Just so you know, at this level of cover some insurers may require extra information from your Doctor. Our expert advisers can help identify alternative options such as separate policies to remove this requirement.


The duration of your outstanding mortgage or your retirement age (70 max) is a good place to start.


Critical Illness Cover is normally based around a fixed or indexed level of cover depending on whether you want to stay in line with inflation. A decreasing level only applies when the policy is designed to pay off a repayment mortgage, and provide no other income.

Do you want single or joint cover?
What type of joint policy would you like?


A Joint life insurance policy only pays out once - it won’t provide cover for the second person after the first person dies.

Having two Individual life insurance policies will pay out for each policyholder.

What is your date of birth?
About Your Partner
What is your Partner’s date of birth?

2 Health & LifeStyle

2 Health & LifeStyle
Have you smoked or used a tobacco/nicotine product in the past 12 months?
Do you have (or have you ever had) any form of cancer, heart condition, diabetes or stroke?
Are you currently awaiting results of any health tests or investigations?
Is your BMI over 32? Calculate your BMI

3 Personal Details

3 Personal Details
What is your full name?
What is your Partner’s full name?
What is your Postcode?

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