Compare Life Insurance, Critical Illness & Income Protection Policies and Save Money through BritishLife

Your Life Insurance, Critical Illness & Income Protection Quote

1 Policy Requirements

I want my Life Insurance, Critical Illness & Income Protection to...

Pay off my mortgage
Clear credit cards or loans
Support my spouse/partner
Look after my children
Cover my funeral costs

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We suggest your total cover needs to be: £

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You can reduce this amount by customising your cover

You can remove any of the items you want to protect below to reduce your cover amount requirements.

How much Life & Critical Illness Cover would you like? Unsure? Calculate here

COVER AMOUNT...

Life Insurance, Critical Illness & Income ProtectionLife Insurance is typically linked to the value of a mortgage to help protect immediate family members and other dependents from financial hardship, but the value can be set for a higher amount to provide additional funds to cover on-going living expenses or other liabilities like loans or credit cards (provided that these are not already covered by existing insurance).

How long should the cover last? (Max 40 years, up to 90 years old)

COVER TERM...

Life Insurance is typically linked to the duration of a mortgage to help protect immediate family members and other dependents from financial hardship, but the term can be set for any number of years up to the policyholder's 70th birthday. The typical period of cover is 10-25 years.

Would you like the cover amount to stay the same, or decrease in line with a repayment mortgage, or increase with inflation?

COVER TYPE...

Decreasing Cover is used specifically for a repayment mortgage, this provides a one-off tax-free lump-sum payment in the event of your death. The amount of cover reduces during the term of the policy in line with value of your remaining mortgage balance.

Level Cover provides a one-off tax-free lump-sum payment in the event of your death. The amount of cover stays the same for the duration of the policy.

Indexed Cover is where the amount of money the policyholder has been insured for increases with inflation throughout the term of the policy.

Level Decreasing Indexed

Monthly Income Required (Income Protection):

Monthly Income Required...

Typically you can insure up to 70% of your gross income, whether an employee or self-employed, and at this level you should be able to maintain your current lifestyle. The monthly pay-outs if you make a claim are tax free.

Waiting Period:

Waiting Period

This is the period of time you have to be out of work before any claim will be paid. The greater the waiting period, the more your monthly insurance premiums will reduce.

2 Weeks 1 Month † 2 Months 3 Months ‡ 6 Months

† Widest choice
‡ Best value

Who do you want to cover?

Me Me & My Partner Me & My Children Me, My Partner & My Children

What type of Joint Policy would you like?

Two Individual Policies Just One Policy

What is your Job Title?

Occupation Type

Occupation type is an important part of the underwriting process.

What is your date of birth?

You Day of birth: Month of birth: Year of birth:

Partner Day of birth: Month of birth: Year of birth:

Just so you know, for this amount of cover for a year old some insurers may require extra information from your Doctor (the age used is that of the oldest applicant).

2 Health & LifeStyle

3 Personal Details

Your Life Insurance, Critical Illness & Income Protection Quote

We suggest your total cover needs to be: £

Mortgage - £

Debt - £

Partner - £

Children

General cost - £

University

Tuition Fees - £

Living Costs - £

Funeral - £