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Since 2006 we have helped 333,136 people compare Protection Insurance quotes.
We would love to do the same for you...
Are you looking for...
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Life Insurance
This provides a one-off tax-free lump-sum payment in the event of your death.
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Life Insurance protects families from financial hardship by paying out a one-off tax-free lump-sum if the policyholder dies during the term of the policy. The money can be used to pay off mortgages and other outstanding debts as well as providing a source of income for everyday living.
Premiums are paid monthly and the cover is set for a fixed period of time, often for the length of a mortgage or up to the age of retirement. The amount of life insurance cover varies according to how much you can afford and how much cover you think you need to pay off debts and provide day to day income.
The cost of the insurance is affected by various factors including the sum to be insured, existing health conditions, lifestyle issues like smoking and high BMI, age, occupation and any regular dangerous pursuits.
Insurers historically pay 99% of all life insurance claims - when they don’t pay out, it is usually because the policyholder was not truthful on their initial application about an existing health condition or a regular dangerous pursuit which led to their death.
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Combined Life & Critical Illness Cover
This provides a one-off tax-free lump-sum payment in the event of your death or a serious illness like cancer or permanent disability caused by injury.
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Life Insurance and Critical Illness Cover protects families from financial hardship by paying out a one-off tax-free lump-sum if the policyholder dies during the term of the policy, or if they suffer a serious illness like cancer or a stroke, or a permanent disability caused by injury. The money can be used to pay off mortgages and other outstanding debts as well as providing a source of income for everyday living.
Premiums are paid monthly and the cover is set for a fixed period of time, often for the length of a mortgage or up to the age of retirement. The amount of life and critical illness cover varies according to how much you can afford and how much cover you think you need to pay off debts and provide day to day income.
The cost of the insurance is affected by various factors including the sum to be insured, existing health conditions, lifestyle issues like smoking and high BMI, age, occupation and any regular dangerous pursuits.
Most advisers would recommend taking out separate Life Insurance and Critical Illness Policies as you can only make one claim per policy, and if you suffer a serious illness it will be more difficult and more expensive to apply for a new life insurance policy.
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Over 50s Life Insurance
This offers guaranteed acceptance with no medical examination for people over 50, but is limited to £25,000 of cover.
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Over 50s Life Insurance is a specialist life insurance policy that offers a guaranteed acceptance with no requirement for a medical but it is often limited to £25,000 worth of cover. As such it is attractive to people with existing health conditions who cannot get approval for a standard life insurance policy.
The limited amount of Over 50s Life Cover means it is often used for planning funeral expenses or smaller debts rather than a mortgage.
Premiums are paid monthly and the cover will cease if the premiums are stopped. Insurers will also often only pay back the premiums paid instead of the sum insured if the policyholder dies within two years of taking out the policy.
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Can't decide?
For free advice, speak to a UK based adviser on: 0800 316 6917* (8am-8pm Mon-Fri & 9am-2:30pm Sat)
* The telephone service is provided in partnership with LifeSearch Ltd
Personal Service
We have tracked down the very best protection insurance advisers in the UK to ensure you have access to best advice and the best products from the leading insurers.
Instead of pushy sales people, our advisers offer a more personalised service to guide you through the process and ensure you enjoy lasting peace of mind by making an informed choice.
